* { box-sizing: border-box; margin: 0; padding: 0; }
body { font-family: Arial, sans-serif; background: #f4f6f9; color: #222; line-height: 1.6; }
nav { background: #0A1F44; display: flex; justify-content: space-between; align-items: center; padding: 12px 20px; }
nav img { height: 45px; }
nav a { color: white; margin-left: 15px; text-decoration: none; font-weight: bold; }
.quote-btn { background: #FFB703; color: #0A1F44 !important; padding: 8px 14px; border-radius: 6px; }
header { background: linear-gradient(to right, #0A1F44, #003566); color: white; text-align: center; padding: 70px 20px; }
section { max-width: 1100px; margin: auto; padding: 50px 20px; }
.grid { display: grid; grid-template-columns: 1fr; gap: 20px; }
.card { background: white; padding: 25px; border-radius: 8px; box-shadow: 0 4px 12px rgba(0,0,0,0.1); }
footer { background: #0A1F44; color: white; text-align: center; padding: 25px; }
@media (min-width: 768px) { .grid { grid-template-columns: repeat(3, 1fr); } }
:root {
  --navy: #0B1C2D;
  --blue: #1E88E5;
  --orange: #F9A825;
  --gray: #F5F7FA;
}

body {
  background-color: var(--gray);
  color: var(--navy);
}

header, footer {
  background-color: var(--navy);
}

a, .btn-primary {
  color: white;
  background-color: var(--blue);
}

.btn-accent {
  background-color: var(--orange);
  color: #000;
}